For the real people of the world, for the we're not exactly what you'd call millionaires, for the small business owners, for the just starting out-ers: Get Your Money’s Worth! If you only have $20 to bring to the grocery store, don’t walk in and grab a box of $20 gourmet cookies and walk out. You don’t have any milk to dip those cookies in, the cookies have nuts and you don’t even like nuts, and for the record –they don’t even taste good. Your mission was not a success. On the flip side of that coin, don’t walk in and grab 20 items from the dollar section either. You don’t need a tiny rubber spatula or mini slinky that will get tangled before you leave the store. Get what you need.